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IL accident lawyerIf you get into a car accident, you may expect the at-fault driver’s insurance company to pay for your damages. But what do you do if you get into an accident with someone who does not carry auto insurance? In Illinois, drivers are required by law to carry car insurance. Unfortunately, not all drivers abide by this law. In fact, in 2019, 12.6 percent of drivers in the state were uninsured. If you were recently involved in a car accident caused by an uninsured motorist, you may wonder what your legal options are. It is important to discuss your case with a knowledgeable car accident lawyer promptly.

Taking Advantage of Uninsured Motorist Coverage

In Illinois, auto insurance companies are required to give you the option of purchasing uninsured motorist coverage. The coverage is intended to pay for any expenses and losses caused by injuries, as well as property damage that occurs in an accident caused by an uninsured motorist. To receive compensation for your losses, you will need to file a claim with your own insurance company.

Many car accident victims who find themselves in this position are often surprised to find that their own insurance company is not always eager to pay the claim and reimburse them for their economic and noneconomic losses. The insurance company may try to settle the case for far less than what the victim is actually entitled to or they may attempt to deny the claim completely. Insurance companies are in the business to make money and any time they have to pay out a claim - even to their own clients - this cuts into that profit.

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IL accident lawyerFor the past decade, Uber has been the most popular ridesharing service in the United States and has actually been named the world’s most valuable start-up company. Uber paved the way for other ridesharing companies, like Lyft and various other ridesharing companies throughout the world. While ridesharing offers convenience for its passengers, it can have its downsides. If you are in an accident while you are a passenger in an Uber or Lyft ride, you may have difficulty trying to determine how you can recover compensation for injuries you sustain. One of the biggest questions any person has after a car accident with a ridesharing company is, “Who can I hold responsible?”

Defining Ridesharing Companies

In the state of Illinois, ridesharing companies are referred to as “transportation network companies,” or TNCs. The Transportation Network Providers Act is the legislation that governs the legalities behind insurance and ridesharing companies in Illinois. According to the Act, a TNC is a company that uses a digital network or app to connect passengers with TNCs. For a service to be considered a TNC, the company itself must not own, operate, control, or manage vehicles that are used by its drivers.

Illinois Insurance Requirements

The Act states that any TNC operating in Illinois is responsible for providing insurance coverage for drivers during the time that they have logged into the app until they accept a request for transportation. The TNC must provide $50,000 for death or personal injury, $100,000 for death and personal injury per accident, and $25,000 for property damage. Once the driver has accepted a passenger’s request, either they or the TNC is responsible for maintaining at least $1,000,000 for death, personal injury, and property damage. In addition, at least $50,000 is required for uninsured and underinsured motorists.

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IL accident lawyerOne of the most common types of car accidents that occur are rear-end collisions. Rear-end accidents occur when a driver fails to stop before the front of their vehicle collides with the back of the vehicle in front of them. In many cases, rear-end accidents occur because of a driver error, such as being distracted while driving or misjudging the amount of time they had to brake.

Even if the vehicle was not going very fast when it hit the vehicle in front of it, the impact can cause serious injuries and damages to the driver who was hit. Some of the most common injuries that result from rear-end accidents include:

  • Concussions: Concussions are one of the most common injuries sustained by those who have been in a rear-end accident. A concussion occurs when the soft matter of your brain is jostled around and bumps into your skull. This can cause symptoms such as headaches, nausea, ringing in the ears, and even issues with concentration and memory.
  • Whiplash: Another extremely common injury sustained from rear-end accidents is whiplash. This occurs when the head is forcefully thrown forward, then quickly snaps back, causing pain in the neck and shoulders. Most people recover from whiplash within a few weeks to a couple of months, but symptoms could become chronic and lasting in some people.
  • Broken Bones: When you get into a rear-end accident, your hands are probably going to be on the wheel, meaning they are in the perfect position to get hurt during the collision. Broken bones in the wrist, hand and/or arm are common, but some people may also suffer from broken bones in the legs and feet.
  • Spinal Cord or Back Injuries: Many people also experience back pain after a rear-end accident. This could be due to strain put on the back muscles during the collision or there may even be a more serious issue, like a slipped disc in the spine or spinal cord injury.

Our Park Ridge, IL Rear-End Accident Attorney Is Here to Help

Even though it may not seem like that serious of an accident, rear-end collisions can actually result in rather serious injuries that could affect your daily life. At the Quinn Law Group, LLC, we can help you determine who is liable for your accident so you can get the compensation that you deserve. To schedule a free consultation with our Glenview, IL rear-end accident lawyer, call our office at 847-232-7180.

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IL accident lawyerNot all traffic accidents were created equally. Some accidents, like fender benders, are minor and do not typically result in any major damage. Other times, car accidents can be more serious and can even involve more than two vehicles. Chain reaction accidents are common multi-vehicle accidents that occur for a variety of reasons. These accidents are often chaotic and occur quickly, making it difficult to determine who is at fault for the accident. If you have been in a chain-reaction car accident, an Illinois car accident injury lawyer can help you recover much-needed compensation.

What Are Chain Reaction Accidents?

In general terms, chain reaction accidents are traffic accidents that involve three or more vehicles that collide with one another. In most circumstances, a chain-reaction car accident occurs when a vehicle collides with another vehicle, the force of which causes that vehicle to collide with another vehicle, and so on. Common chain reaction accident situations include:

  • A car fails to break in time when approaching an intersection or stopped traffic and rear ends another vehicle, which then collides with the vehicle in front of it.
  • A vehicle suddenly and without warning slams on the brakes, causing an accident with the vehicle behind, which also collides with the vehicle behind them; and
  • A vehicle is rear-ended at a red light, pushing it out into the intersection, causing another vehicle to collide with it.

Fault and Comparative Negligence in Illinois

Determining who is at fault for a car accident can be particularly puzzling when the accident involves more than two drivers. Your attorney will work with you to attempt to put the pieces of your accident together to build a timeline of the event and assign fault accordingly. Even if more than one person is at fault for the accident, you can still claim compensation, as Illinois follows the rules of comparative negligence for personal injury cases. This means that each participating party is assigned a percentage of fault and as long as you are not at more than 50 percent fault, you can still claim damages.

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IL accident lawyerPeople often say that Illinois has two seasons, winter and construction. Roadwork is often necessary to repair damaged streets and highways that take a pounding in the winter. However, construction zones can prove dangerous for drivers. Studies show that rear-end collisions are the most common type of work zone accident involving vehicles. In addition, fatal work zone crashes occur most often in the summer and the fall. In many cases, they take place on roads with posted speed limits over 50 mph. Understanding traffic laws for work zones can help in pursuing compensation for car accidents that occur in them.

Dangerous Driving Behaviors

There are several factors that can increase the likelihood of a vehicle accident regardless of the time or location, including weather, traffic flow, driver error, and more. When certain driving lanes are closed and routes are detoured, this can cause confusion for motorists. They may find themselves driving in unfamiliar territory and unsure of their surroundings. An abrupt change in the speed limit, as well as reduced or narrowed lanes for a sudden change in the traffic pattern can all contribute to colliding with other vehicles, concrete medians, or construction trucks, equipment, and workers.

Some of the typical issues that may result in a collision in a work zone include:

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