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IL injury lawyerAlmost every state in the country requires drivers to have some sort of car insurance. It is illegal for you to drive without insurance or to have financial responsibility for any damages that may occur while you are driving. Though the laws on the amount of insurance and the type of coverage that you are required to have vary from state to state, many states require that you at least have bodily injury and property damage coverage. Though it is illegal to drive without insurance, many people do--according to the Insurance Information Institute, in 2015, an estimated 13 percent of drivers were uninsured. In Illinois, the number was estimated to be slightly over the national percentage at 13.7 percent. It is important to understand what type of insurance you are required to have in the state of Illinois and what it means if you are in an accident that involves an uninsured or underinsured motorist.

Illinois Insurance Laws

Illinois has established a statewide law on the amount and type of insurance coverage that all drivers must have. According to the Illinois Secretary of State, the minimum requirements for car insurance are:

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IL injury attorneyWhen the average person gets into an argument with someone, it does not often end in physical blows to one another. When alcohol is involved in these arguments, disagreements can become physical quickly and these damages from a bar fight can be detrimental to your well-being. If an alcohol-fueled brawl takes place at the location where the alcohol was purchased, such as a bar or club, the establishment may be liable for damages that occur there. In addition to charges that you may file against the establishment, you can also file assault and battery charges against the other person who was involved in the fight if injuries from the fight caused you undue hardship.

Illinois Dram Shop Act

The Illinois Dram Shop Act, also known as the Liquor Control Act of 1934, states that businesses that sell alcohol can be held liable for the actions of those that they sell alcohol to. A couple of key pieces of information must be proved in order to hold an establishment liable. You must prove that:

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IL accident lawyerCar accidents can be scary and traumatic, and the last thing you want to think about is insurance claims, but that should be one of the first things on your mind. You have to begin your claims process almost immediately after a car accident, or you might cause yourself more trouble than the actual accident. Dealing with insurance companies and claims can be stressful, but if you have someone who is well-versed in car accident claims, such as an attorney, you can save yourself some of the anxiety.

Report Your Accident to the Police

The first thing you should do after an accident is report it to police. You should also take note of details of the accident, such as:

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Illinois injury lawyerDogs are commonly called man’s best friend--and for good reason. More than 36 percent of American households own at least one dog. Dogs have even been proven to decrease stress, get us moving more often and are great playmates for children--but they can also be dangerous. According to the American Veterinary Medical Association (AVMA), more than 4.5 million people are bitten by dogs each day, with nearly 800,000 people needing medical attention. Children are most susceptible to dog bites--nearly half of all dog bites that occur happen to children, especially children under the age of 14.

Injuries caused by dog bites can range from mild to severe and may leave lasting damage if the injury was bad enough. It is important to understand that any dog can bite--it does not matter what breed or how big the dog is, there is always a risk of being bitten. Understanding the injuries they cause can help you keep yourself and your loved ones safe around these lovable companions.

Types of Dog Bite Injuries

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IL car accident lawyerDistracted driving has become a problem in recent years, with the number of crashes involving distracted drivers steadily increasing year after year, according to the Department of Motor Vehicles (DMV). The National Highway Traffic Safety Administration (NHTSA) estimated that 3,477 people were killed in car crashes involving a distracted driver and another 391,000 injured in 2015.

What Is Distracted Driving?

When people talk about distracted driving, oftentimes the conversation revolves around texting and driving, but that’s not the only distraction that could take your mind off the road. The NHTSA has identified three main types of distractions:

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