Tips to Help You Deal with Insurance Companies After a Car Accident

 Posted on September 25, 2018 in Blog Post

Getting into a car accident is a scary experience and can be traumatic for all those involved. When you are recovering from injuries you have sustained from a car accident, the last thing you want to be doing is fighting with an insurance company that does not want to pay for your damages. Many times, insurance companies will do everything in their power to make sure that you are paid the absolute minimum amount that they can get away with. In order to receive a decent insurance payout, you should follow these five tips to help:

1. Be Prepared

Before you call your insurance company, be sure to have all of the necessary information and paperwork on hand to answer the questions your insurance company is sure to have. You will need information and documents pertaining to the accident, including:

• Photos from the accident, including any damage to your vehicle;
• A list of repairs needed to the car and how much they cost;
• Medical expenses for injuries caused by the accident;
• A copy of the police report from the accident; and
• Any medical records from doctors’ visits relating to injuries from the accident.

2. Stick to the Facts

Do not try to retell the accident minute for minute. Instead, try to give simple facts about the accident and do not offer up any information that is not asked for.

3. Negotiate Your Settlement

After consulting with an experienced car accident attorney, you should have an idea of how much you should be looking for in a settlement, based on the amount of damage to your vehicle and the injuries you suffered. Your insurance claims adjuster is the person from your insurance company who will offer you a settlement based on the information you provide. If you do not feel the settlement is fair, that is when the help of a skilled car accident attorney comes in and the negotiation process begins.

4. Do Not Settle Too Quickly

Your insurance company will probably try to get you to settle right away, but you should be cautious about settling too quickly. Settling too quickly could mean that you are settling for less than you could have gotten or less than you deserve.

5. Get Help From a Park Ridge Car Accident Attorney

Dealing with insurance companies can be annoying to the average person, and when you are recovering from an injury from a car accident, it can be even more stressful. If you have been in a car accident, do not fight battles with your insurance company - call an experienced Glenview car accident attorney today. The Quinn Law Group, LLC can help you by dealing with your insurance company and fighting to get you the compensation you deserve. Call the office at 847-232-7180 to schedule a consultation today.

Sources:

https://www.usatoday.com/story/money/personalfinance/2016/03/06/tips-talking-your-insurance-company-after-car-accident/80802080/

https://www.dmv.org/insurance/tips-for-settling-a-car-insurance-claim.php