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IL accident lawyerFor the past decade, Uber has been the most popular ridesharing service in the United States and has actually been named the world’s most valuable start-up company. Uber paved the way for other ridesharing companies, like Lyft and various other ridesharing companies throughout the world. While ridesharing offers convenience for its passengers, it can have its downsides. If you are in an accident while you are a passenger in an Uber or Lyft ride, you may have difficulty trying to determine how you can recover compensation for injuries you sustain. One of the biggest questions any person has after a car accident with a ridesharing company is, “Who can I hold responsible?”

Defining Ridesharing Companies

In the state of Illinois, ridesharing companies are referred to as “transportation network companies,” or TNCs. The Transportation Network Providers Act is the legislation that governs the legalities behind insurance and ridesharing companies in Illinois. According to the Act, a TNC is a company that uses a digital network or app to connect passengers with TNCs. For a service to be considered a TNC, the company itself must not own, operate, control, or manage vehicles that are used by its drivers.

Illinois Insurance Requirements

The Act states that any TNC operating in Illinois is responsible for providing insurance coverage for drivers during the time that they have logged into the app until they accept a request for transportation. The TNC must provide $50,000 for death or personal injury, $100,000 for death and personal injury per accident, and $25,000 for property damage. Once the driver has accepted a passenger’s request, either they or the TNC is responsible for maintaining at least $1,000,000 for death, personal injury, and property damage. In addition, at least $50,000 is required for uninsured and underinsured motorists.

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IL accident lawyerTechnology is a wonderful thing - we have the ability to do more online than ever before, such as ordering groceries and making appointments. Ridesharing is another service that is available to smartphone users, allowing them to request rides from independent drivers, rather than calling a taxi company or trying to hail a cab from the side of the street. With the emergence of companies such as Uber and Lyft, ridesharing has become more popular and more readily available to people, but they also bring about certain issues that lawmakers are still in the process of figuring out. Liability in ridesharing accidents is still a fuzzy area and can be difficult to determine, but an experienced attorney can help hash out the details.

What Constitutes a Ridesharing Company?

The Illinois Transportation Network Providers Act outlines the laws concerning the operation of companies. The Act states that a transportation network company (TNC) is any company that uses digital means to connect passengers with ride services provided by TNC drivers who own their own vehicles. Popular TNC’s include Uber, Lyft, Sidecar, and Via. These apps work with passengers logging into the company’s app and inputting their location, alerting drivers who are nearby. Those drivers then utilize the app’s GPS technology and pick up the passenger to take them to their destination. These apps typically give users information such as estimated fares, the number of drivers nearby and driver ratings and feedback.

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