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IL injury lawyerGetting into a car accident is a scary experience and can be traumatic for all those involved. When you are recovering from injuries you have sustained from a car accident, the last thing you want to be doing is fighting with an insurance company that does not want to pay for your damages. Many times, insurance companies will do everything in their power to make sure that you are paid the absolute minimum amount that they can get away with. In order to receive a decent insurance payout, you should follow these five tips to help:

  1. Be Prepared

Before you call your insurance company, be sure to have all of the necessary information and paperwork on hand to answer the questions your insurance company is sure to have. You will need information and documents pertaining to the accident, including:

  • Photos from the accident, including any damage to your vehicle;
  • A list of repairs needed to the car and how much they cost;
  • Medical expenses for injuries caused by the accident;
  • A copy of the police report from the accident; and
  • Any medical records from doctors’ visits relating to injuries from the accident.
  1. Stick to the Facts

Do not try to retell the accident minute for minute. Instead, try to give simple facts about the accident and do not offer up any information that is not asked for.

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IL injury lawyerWhen you get into a car accident, the first thing on your mind is probably not collecting evidence and documenting what just happened - but it should be. The moments directly after a car crash are crucial because the crash is still fresh in your mind and the scene of the accident is untouched. Dealing with insurance companies after a car crash can be annoying at best and infuriating at worst, but if you have overwhelming evidence supporting your claim, you will probably have an easier time being compensated. Evidence toward your claim can also help you in court if you are seeking damages owed by another driver.

Police Report

One of the most important pieces of information you can have is a copy of the police report that was created about your accident. The report will contain information about the accident and will be filed by the officer that responds to your call. Give the police as much information about the accident as possible. Police reports are what the insurance company will look at when determining what to pay. Important elements to include in a police report are:

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IL injury lawyerUnfortunately, motorcyclists are one of the groups that experience the largest number of traffic fatalities in the United States. According to the National Highway Traffic Safety Association, motorcycles accounted for only about three percent of all registered vehicles in the United States, but 15 percent of traffic fatalities in 2016. Many people enjoy riding a motorcycle in the warmer months, but without proper safety precautions, this fun activity can turn deadly. Here are four tips to minimize the danger of experiencing a motorcycle accident:

Regularly Maintain Your Bike

The first step in making sure you are safe on the road is making sure that your bike is properly maintained. Check to make sure that oil levels are good, your oil is changed regularly, breaks are working properly and your tires are inflated. Having a broken-down bike can mean you will not be able to maneuver properly in the event of an emergency.

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IL accident lawyerTechnology is a wonderful thing - we have the ability to do more online than ever before, such as ordering groceries and making appointments. Ridesharing is another service that is available to smartphone users, allowing them to request rides from independent drivers, rather than calling a taxi company or trying to hail a cab from the side of the street. With the emergence of companies such as Uber and Lyft, ridesharing has become more popular and more readily available to people, but they also bring about certain issues that lawmakers are still in the process of figuring out. Liability in ridesharing accidents is still a fuzzy area and can be difficult to determine, but an experienced attorney can help hash out the details.

What Constitutes a Ridesharing Company?

The Illinois Transportation Network Providers Act outlines the laws concerning the operation of companies. The Act states that a transportation network company (TNC) is any company that uses digital means to connect passengers with ride services provided by TNC drivers who own their own vehicles. Popular TNC’s include Uber, Lyft, Sidecar, and Via. These apps work with passengers logging into the company’s app and inputting their location, alerting drivers who are nearby. Those drivers then utilize the app’s GPS technology and pick up the passenger to take them to their destination. These apps typically give users information such as estimated fares, the number of drivers nearby and driver ratings and feedback.

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IL injury lawyerAlmost every state in the country requires drivers to have some sort of car insurance. It is illegal for you to drive without insurance or to have financial responsibility for any damages that may occur while you are driving. Though the laws on the amount of insurance and the type of coverage that you are required to have vary from state to state, many states require that you at least have bodily injury and property damage coverage. Though it is illegal to drive without insurance, many people do--according to the Insurance Information Institute, in 2015, an estimated 13 percent of drivers were uninsured. In Illinois, the number was estimated to be slightly over the national percentage at 13.7 percent. It is important to understand what type of insurance you are required to have in the state of Illinois and what it means if you are in an accident that involves an uninsured or underinsured motorist.

Illinois Insurance Laws

Illinois has established a statewide law on the amount and type of insurance coverage that all drivers must have. According to the Illinois Secretary of State, the minimum requirements for car insurance are:

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